As the financial adviser for bagaki.com, I would like to take a moment of your time to recommend this FREE credit report service. With this service, you are able to view your credit report from three of the big credit service companies. This will allow you to see if anyone has opened an account under your identity, and to make sure things are in line. You are able to use this service once a year for FREE, I recommend taking advantage of it.
It should be noted that each of the three companies will try to sell you “upgraded” reports or services, but that is how they make money. It is your discretion if you buy any of that stuff, I never do. I have been using this and recommending it for a couple years now, since its inception. It only takes about 30 minutes of your time and it is worth every minute.
If you are interested in your credit score, I know that Equifax only charges $7.95 which is a good deal, considering last year they wanted almost $30.00. Anyway, if you are the kind of person who likes to know where you stand in terms of your ability to borrow, this might be of interest to you. I know that Mr Bagaki himself paid the fee and got his numbers, he wanted to know.
It never hurts to know about your credit history, especially with the potentially negative effects of identity fraud. Check out the site and save yourself a ton of trouble, you have nothing to loose.
Leave a comment